Because we are a full service consulting and
administration firm, partnering with us ensures that the needs of you
and your employees will be met. We offer a full range of retirement
plan services. Click below for details of the services provided.
Plan Design and Implementation
The process of setting up the right retirement plan for your
business can be complex and overwhelming. We will guide you through
each step of this process to make sure that you are satisfied with the
plan we design. Every company is unique and you shouldn’t have to work
to fit into a "one size fits all" plan; your retirement plan should be
designed specifically to fit your company’s needs. We will help you
evaluate your company and create a plan that fits the structure of
your business, the needs of your employees, and your financial
interests. It is important that you know about all of the options you
have for your plan from the beginning so you do not get caught with
surprises or confusion down the road.
If you already have a plan in place but feel it is not meeting your
needs for whatever reason, we can review your plan and find a solution
to the problem(s) you are having. Your plan can be redesigned or
modified to eliminate any confusion, unnecessary fees and extra hassle
you are currently experiencing.
The regulations and legislation concerning retirement plans are
always changing, often faster than you can plan for. Our experience in
the field of retirement planning gives us the knowledge and resources
to keep up to date with these changes so that we can make sure that
your plan fits your needs, takes full advantage of any changes while
remaining in compliance with government and legal requirements.
Plan Recordkeeping and Administration
Once your plan is established, we will assist you with each step to
ensure a smooth operation of the plan. We believe that it is essential
for all parties to be informed and we will assist you with
communication with the participants in your plan and answering any
questions you or the participants may have. Our goal is to remove the
confusion and hassle of managing your retirement plan. You will get
the most out of your retirement plan if both you and your employees
fully understand how the plan works and how it can work for you.
Accurate and timely recordkeeping and accounting are crucial to the
effective management of your retirement plan. We work with your
in-house personnel, or an outside payroll service, to provide seamless
data transfers, easing the administrative burden for you and your
A full listing of our administrative services is outlined in our
Recordkeeping Agreement and Cost Schedule.
Annual Compliance Testing and Government
Retirement plans must conform to complicated rules and regulations
set forth by government agencies. The compliance testing and
administrative procedures necessary to meet these regulations can seem
overwhelming and can also pose strict consequences if not followed. We
want to make sure that you understand the requirements and regulations
associated with your plan and know how to use these to your best
advantage while remaining in compliance with federal laws and
We have the knowledge and expertise to keep your retirement plan in
compliance with federal laws and regulation and, should violations
occur, provide you with methods of correction. The annual reporting
and testing necessary to maintain your plan will be handled by our
experienced staff. We will provide all required government forms and
then file them on your behalf.
The termination of a retirement plan can be just as complicated as
implementing one. Whatever the reason for termination, we will take
you through the process step by step to make certain that all parties
receive proper notification and benefits and distributions are
appropriately handled. We will work with you to ensure that all
requirements are completed in compliance with IRS laws.
Many events, sometimes unforeseen, can affect a company’s
retirement plan. Purchases, sales, acquisitions and mergers, as well
as other events, can cause confusion and challenges to your retirement
plan that you do not want to navigate on your own. When these
situations arise, we offer consulting services to guide you through
the times that may not fall under our regular services. Please contact
us about how we can help you get through challenges that arise.